The future of payments starts here

Who we are

Paymentworld Europe Ltd. is a Malta-based electronic money institution, licensed by the MFSA, that has been passported within the EU and EEA.

The company has built an extensive network of banks, acquirers and market operators which enable it to provide its clients with secure, quick and cost-effective payment solutions through a single, easy-to-use, online payments platform. Paymentworld Europe is registered with Swift and SEPA, provides a PCI certified gateway and is a member of FinanceMalta.

The company was founded in 2014 by Jens Podewski, CEO, and Stefan Haenel, CFO. Together, they have a very strong background in banking and the global capital market, and both have a long experience in entrepreneurship and executive leadership. The co-founders strongly believe that to succeed, everyone needs to work as a unified team and be focused on solving clients’ issues.

The company is committed to doing things right and it does not shy away from taking on high-volume and high-risk B2B clients. The team’s careful due diligence and compliance techniques empower clients with the confidence and flexibility to stay one step ahead of the game.

For more information on the company’s licenses, please click here.

Why us?

Our mission is to enable our customers to quickly and easily initiate and receive payments in whatever form best suits them, wherever they are in the world.

We offer classic payment processing of credit cards and alternative payment methods such as SOFORT, Paysafe Group, Giropay and many others. The company’s gateway provides over 400 local and international technically integrated payment methods and acquirers in over 160 countries.

Also, we provide a white label e-wallet solution that enables B2B, B2C and C2C transactions, independent payment processing and value-added services such as loyalty and bonus programmes. These compliment the company’s other payment services such as instant payments, mass payouts and wire services to its merchants at competitive rates.

Last year, the company expanded its product portfolio with the launch of IBAN4U. This is a novel electronic IBAN account service – linked to European Central Bank`s Payment Gateway – that enables companies to make and receive SEPA and SWIFT payments, in multiple currencies, without having to directly deal with intermediary banks.

Through its innovative online payment platform, Paymentworld Europe provides proven alternatives to traditional payment processing solutions. Our users benefit from many advantages such as:

• Competitive transaction fees
• Instant credit for payments allowing for greater cash-flow
• No return debits and charge-backs
• Making and accepting payments online, via mobile or direct at the PoS

• Integration with client shop systems and CRMs
• The ability to check on the status of client payments
• An efficient solution served through one platform and one contract

In addition, fraud prevention and risk management are handled by Paymentworld Europe’s team of specialists under the company’s liability and license umbrella. This is a significant benefit for clients as they are relieved of potentially expensive manual work by accessing Paymentworld Europe’s optimized and efficient processes. Furthermore, the company provides clients with consulting support for all their needs relating to operative, regulatory, and technical issues regarding payment processing, such as Instant Payments, Open Banking, 4AMLD and MDES.

Our team

Jens Podewski


25 years experience in financial services.
Expert in credit card processing.

Stefan Haenel


20 years of executive experience
Expert in the global capital markets,
financing and strategy.

The team is made up of 20 people, with most based in Malta and Germany and the rest working remotely around the world. For information on current job opportunities, please click here.